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Maximum sustainable withdrawal rates for retirees

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Asset class total returns since 2011

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How much Americans get in social security benefits

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10 year-3 month treasury yield spread since 1960

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Spending methods summary, 50% equity/50% bond, 30 years and 90% success rates

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Median household net worth by age

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30-year starting safe withdrawal rate %, by asset allocations

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Bloomberg US aggregate bond index: Longest drawdowns since 1976

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S&P 500 rolling one year: Returns: 1926-2023

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Over the past 20 years, a diversified portfolio consistently avoided low risk-adjusted returns

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